Finance Plans for Commercial Vehicles

Use the comparison below to help you decide which type of financing is right for you.

Plan Features

Ford Acquire

Ford Contract Hire*

Ford Finance Lease*

Available From Your Ford DealerYES YES YES
Option To Own The Vehicle^YES NO NO
Vehicle AgeNew and used vehicles (age limits apply) New and used vehicles up to 12 months old New and used vehicles up to 12 months old
Finance Term24 to 60 months (maximum term 48 months for Ford Acquire with balloon option) Any term, 24 to 60 months Any term, 24 to 60 months
Typical Advance Rental/DepositZero deposit available (VAT normally paid up front for Commercial Vehicles customers) Minimum one month's rental.
Typically 3 month's rental
Minimum one month's rental.
Typically 3 month's rental
Fixed Monthly Payments/RentalsYES YES YES
No Responsibility For Vehicle DisposalNO YES Vehicle sold on lesser's behalf
100% of the Sales Proceeds are returned to the lessee
Flexible End Of Contract OptionsRenew/Retain Renew/Retain/Extend Renew/Extend/Resale
Balloon OptionYES NO YES
Ford Fleet Accident ManagementIncluded Included Included
Optional Maintenance/Service PackageAsk your Ford Dealer Available at additional cost Ask your Ford Dealer
Road Fund LicenseIncluded for the first year Included for the duration of the agreement Included for the first year
VAT On Monthly PaymentsNo VAT on payments but VAT on vehicle may be fully recoverable VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
Off Balance Sheet FundingNO YES NO
Taxation (Customers Are Advised To Seek Personal Advice)Writing down allowances may be available.
Interest cost may also be offset
Tax allowable rentals Rentals allowable against taxable profits

^Subject to all payments (including Purchase Fee) being paid.